Welcome to Mum Budgeting – Your Guide to navigating the world as a parent while spending less.

Hello Everyone!

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I’m a mum to 2 wonderful boys aged 16 and 7 a dog and a few fish. I have a lovely husband and work full time. I am on a mission to have a no spend year mainly to clear a pile of debt but also to learn to live and be content with what we have, we are so lucky to both have good incomes and we are far from being on the breadline but most of my monthly wage is eaten up by paying off credit card debt that has built up over the last 15 years by my silly spending habits including eating out, clothing and house improvements.

I have unsuccessfully tried a no spend year in the past but I have created this blog to hold me accountable and hopefully we can all learn together. I aim to write updates weekly and will cover my spending for the week, any sustainable swaps we have made and life in general with 2 kids and a full time job.

When I am not working I am busy being a Scout Beaver leaver and studying with the open university so time is precious and I will share all the tips and tricks we use to navigate the chaos of after school activities, dentist appointments and football lessons while working 9-5.

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